{"title": "NewsRamp Curated News Feed for Insurance", "description": "NewsRamp provides syndicated and curated news distribution and marketing services for major newswires.", "site_url": "https://www.newsramp.com", "display_name": "NewsRamp.com", "next_page": "https://feeds.newsramp.net/tldr/newsramp/moderated/10/2/insurance.json", "instructions": "Fine tune the feed as follows /tldr/category/newsramp/en/all/20/1/insurance.json /tldr/category/en/[all/moderated]/[records per page up to 100]/[page number]/insurance.json - Available Language Codes English=en", "prev_page": "", "current_page": 1, "total_records": 387, "total_pages": 39, "image_url": "https://newsramp.com/light-logo.svg", "language": "en", "ttl": 10, "news": [{"feed_item_id": 38158, "prhash_id": "6881f3e0e88f3ab713238dca3e1f4b11", "headline": "Flood Zones in Florida Keys: What Buyers Need to Know", "content": "        <article>        <h1>Flood Zones in Florida Keys: What Buyers Need to Know</h1>        <img src='https://cdn.newsramp.app/keycrew/newsimage/6881f3e0e88f3ab713238dca3e1f4b11.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Flood Zones in Florida Keys: What Buyers Need to Know'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Knowing flood zones can reveal underpriced properties; savvy buyers gain negotiating leverage in Florida Keys real estate.</li>            <li>Flood zones X, AE, and VE determine risk and insurance costs; premiums vary by elevation, construction, and property specifics.</li>            <li>Understanding flood zones helps buyers avoid unnecessary exclusions, making homeownership more accessible and informed in the Keys.</li>            <li>Almost every Florida Keys property is insurable; the real difference lies in flood zone classification and its impact on premiums.</li>        </ul>        <h2>Why it Matters</h2>        <p>Understanding flood zones is critical for Florida Keys homebuyers, as it directly impacts insurance costs, financing options, and property values. Misconceptions about insurability can lead to missed opportunities, while informed decisions can save thousands annually and ensure adequate coverage.</p>        <h2>Summary</h2>        <p><p>Nearly every residential property in the Florida Keys falls within a FEMA-mapped flood zone, making the designation nearly universal and thus less informative on its own. The key distinction lies in which zone a property occupies\u2014X, AE, or VE\u2014as this affects flood risk and insurance costs. Sandy Tuttle, founder of <a href='https://islandwelcomerealestate.com' rel='noopener noreferrer'>Island Welcome Real Estate</a> on Summerland Key, emphasizes that buyers often misunderstand insurability, mistakenly ruling out properties based on flood zone alone. In reality, almost every property in the Keys has some insurance product available; the difference is in cost and coverage structure, not availability.</p><p>Financing plays a crucial role in this decision. Financed purchases require comprehensive coverage\u2014homeowners, wind, and flood\u2014leaving no room for flexibility. Cash buyers, however, can weigh premiums against coverage and choose to self-insure certain components, a decision that should be deliberate and informed. Flood zone also interacts with other property-specific factors like replacement cost, elevation, roof type, and impact-rated windows, meaning two similar homes in the same zone can have vastly different insurance quotes. Tuttle's process involves pulling the current owner's premium as a reference and obtaining fresh quotes based on the buyer's intended use, integrating this into the offer analysis rather than discovering it post-contract.</p><p>As newer, code-compliant construction replaces older stock, the premium gap between compliant and non-compliant properties in the same flood zone is widening, influencing resale prices across the Lower Keys. For buyers, understanding these nuances is essential to making informed decisions and avoiding unnecessary limitations in their property search.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/6881f3e0e88f3ab713238dca3e1f4b11.38158.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/6881f3e0e88f3ab713238dca3e1f4b11.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://keycrew.co'>Keycrew.co</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/keycrew/en//6881f3e0e88f3ab713238dca3e1f4b11'>Flood Zones in Florida Keys: What Buyers Need to Know.</a></p></div>        </article>    ", "published": "2026-09-01T16:45:30+00:00", "audio_release": "https://cdn.newsramp.net/audio/6881f3e0e88f3ab713238dca3e1f4b11.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/6881f3e0e88f3ab713238dca3e1f4b11.webp", "enclosure": "https://cdn.newsramp.app/keycrew/newsimage/6881f3e0e88f3ab713238dca3e1f4b11.jpg", "site_handle": "keycrew", "seo_description": "Discover how FEMA flood zones (X, AE, VE) affect insurance costs and buying decisions in the Florida Keys. Expert insights from Sandy Tuttle of Island Welcome Real Estate.", "newsramp_curated": "https://newsramp.com/curated-news/flood-zones-in-florida-keys-what-buyers-need-to-know/6881f3e0e88f3ab713238dca3e1f4b11"}, {"feed_item_id": 38120, "prhash_id": "2c55b6227f6c96b2edde0701955ab2b7", "headline": "GLP-1 Coverage Cuts: Employers Reconsider Weight-Loss Drug Benefits", "content": "        <article>        <h1>GLP-1 Coverage Cuts: Employers Reconsider Weight-Loss Drug Benefits</h1>        <img src='https://cdn.newsramp.app/banners/health-wellness-4.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='GLP-1 Coverage Cuts: Employers Reconsider Weight-Loss Drug Benefits'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Companies cutting GLP-1 coverage may reduce costs, but risk losing talent to rivals offering these popular treatments.</li>            <li>GLP-1 coverage is being discontinued by many U.S. companies, prompting a deeper look into the reasons and implications for employee health plans.</li>            <li>As GLP-1 use surges, companies reconsidering coverage could impact employee health, raising questions about access to effective treatments.</li>            <li>Astiva Health and other firms discuss rising discontinuation of GLP-1 coverage, a trend that could reshape employee benefits.</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because it affects millions of Americans who rely on GLP-1 drugs for weight management and diabetes control. As employers and insurers reassess coverage, patients may face higher out-of-pocket costs or loss of access to these medications, which could impact their health outcomes. The trend also reflects the broader challenge of containing healthcare costs while addressing the obesity epidemic, a public health crisis with far-reaching consequences.</p>        <h2>Summary</h2>        <p><p>As GLP-1 use has exploded in the U.S., many companies have started discontinuing coverage of these treatments in the health plans they maintain for their employees. This trend is worth watching, and it warrants a deeper look to understand why it is happening. The rising costs, potential long-term health impacts, and the financial burden on employers are key factors driving this reconsideration. Companies are weighing the benefits of covering weight-loss drugs like Ozempic and Wegovy against the escalating expenses, which can be substantial for chronic use.</p><p>It would be interesting to hear what conversations around this subject executives at entities like Astiva Health have had with their stakeholders. Health insurers and employers are grappling with the challenge of balancing employee wellbeing with fiscal responsibility. Some are exploring alternative strategies, such as requiring prior authorization, implementing step therapy, or offering wellness programs that include lifestyle interventions. The decision to drop GLP-1 coverage is not taken lightly, as these drugs have proven effective for weight loss and associated health improvements, but the costs are straining budgets.</p><p>BioMedWire (BMW) is a specialized communications platform focusing on the latest developments in the Biotechnology, Biomedical Sciences, and Life Sciences sectors. It is one of 75+ brands within the Dynamic Brand Portfolio @ IBN that delivers a range of services including access to a vast network of wire solutions via InvestorWire, article and editorial syndication to 5,000+ outlets, enhanced press release enhancement, social media distribution, and corporate communications solutions. With broad reach and a seasoned team, BMW is uniquely positioned to serve companies wanting to reach a wide audience. This article is part of BioMedWire's coverage of critical trends affecting the healthcare industry.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/2c55b6227f6c96b2edde0701955ab2b7.38120.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/2c55b6227f6c96b2edde0701955ab2b7.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://investorbrandnetwork.com'>InvestorBrandNetwork (IBN)</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/ibn/en//2c55b6227f6c96b2edde0701955ab2b7'>GLP-1 Coverage Cuts: Employers Reconsider Weight-Loss Drug Benefits.</a></p></div>        </article>    ", "published": "2026-09-01T14:05:00+00:00", "audio_release": "https://cdn.newsramp.net/audio/2c55b6227f6c96b2edde0701955ab2b7.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/2c55b6227f6c96b2edde0701955ab2b7.webp", "enclosure": "https://cdn.newsramp.app/banners/health-wellness-4.jpg", "site_handle": "ibn", "seo_description": "Discover why companies are dropping GLP-1 coverage for weight-loss drugs, the cost implications, and what it means for patients and employers. Read the full analysis at BioMedWire.", "newsramp_curated": "https://newsramp.com/curated-news/glp-1-coverage-cuts-employers-reconsider-weight-loss-drug-benefits/2c55b6227f6c96b2edde0701955ab2b7"}, {"feed_item_id": 37764, "prhash_id": "1262dfb51a65dfb988b4478467a3b2e5", "headline": "FWD Group Triples Net Profit to $172M in H1 2026", "content": "        <article>        <h1>FWD Group Triples Net Profit to $172M in H1 2026</h1>        <img src='https://cdn.newsramp.app/banners/business-corporate-1.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='FWD Group Triples Net Profit to $172M in H1 2026'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>FWD Group tripled net profit to US$172 million, signaling robust growth and strategic advantage in Asia's insurance market.</li>            <li>FWD Group's net profit tripled to US$172 million, driven by a 25% rise in new business contractual service margin and strong segment performance.</li>            <li>FWD Group's record results enable expanded customer focus and innovative products, addressing financial anxiety and retirement needs across Asia.</li>            <li>FWD Group achieved ISO/IEC 42001 certification for responsible AI use, marking a milestone in ethical technology adoption.</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because FWD Group's record profit and sustained growth indicate robust demand for life and health insurance across Asia, a region where many middle-class individuals feel financially unprepared for retirement. As FWD expands its product offerings and leverages technology, it not only strengthens its market position but also addresses critical financial security needs for millions. The company's performance reflects broader industry trends, such as the rise of the longevity economy and the increasing importance of AI in insurance, which could influence competitive dynamics and customer expectations across the sector.</p>        <h2>Summary</h2>        <p><p>FWD Group Holdings Limited has announced a stellar performance for the first half of 2026, with net profit after tax tripling to US$172 million, a record result for the pan-Asian insurer. The company's new business sales grew by 7% to US$1.35 billion on an annualised premium equivalent basis, while operating profit after tax rose 20% to US$298 million. This growth was driven by positive contributions from all four reportable segments: Hong Kong SAR & Macau SAR, Thailand & Cambodia, Japan, and Expansion Markets (Indonesia, Malaysia, the Philippines, Singapore, and Vietnam). The company also saw increases in comprehensive tangible equity (up 5% to US$8.83 billion) and Group embedded value (up 5% to US$6.95 billion) compared to December 2025, maintaining a robust solvency ratio of 203%.</p><p>Group Chief Executive Officer Huynh Thanh Phong attributed the strong results to the diversification in FWD's geographic footprint and multi-channel distribution model, built over the past 13 years. The company also highlighted key strategic developments: a new hire for its high-net-worth (HNW) business, and the achievement of ISO/IEC 42001 certification for responsible AI use. In Hong Kong, momentum continued despite a record prior year, bolstered by robust domestic demand and the city's status as a global cross-border wealth hub. Japan saw excellent growth thanks to expansion into savings and retirement products, addressing the needs of an ageing society. Thailand focused on profitable new business through its bancassurance partnership with Siam Commercial Bank, and completed a CEO transition in May. Expansion Markets delivered strong growth despite macroeconomic uncertainties.</p><p>FWD introduced 21 new products in the first half of 2026 to meet emerging customer needs. A consumer outlook survey released earlier in the year revealed that most of Asia's middle class feels financially anxious and underprepared for retirement, underscoring the relevance of FWD's offerings. With over 40 million customers across 10 markets, FWD continues to leverage technology to simplify insurance and enhance customer experience. The company is listed on the Hong Kong Stock Exchange under the ticker 1828 and operates with a vision to change the way people feel about insurance. For more details, visit www.fwd.com.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/1262dfb51a65dfb988b4478467a3b2e5.37764.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/1262dfb51a65dfb988b4478467a3b2e5.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://www.newmediawire.com'>NewMediaWire</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/newmediawire/en/fwd-group-reports-record-profit-amid-continued-growth-7088932/1262dfb51a65dfb988b4478467a3b2e5'>FWD Group Triples Net Profit to $172M in H1 2026.</a></p></div>        </article>    ", "published": "2026-08-26T11:30:29+00:00", "audio_release": "https://cdn.newsramp.net/audio/1262dfb51a65dfb988b4478467a3b2e5.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/1262dfb51a65dfb988b4478467a3b2e5.webp", "enclosure": "https://cdn.newsramp.app/banners/business-corporate-1.jpg", "site_handle": "newmediawire", "seo_description": "FWD Group reports record H1 2026 results: net profit triples to $172M, new business sales up 7%, and strong growth across Asia. Serving 40M+ customers.", "newsramp_curated": "https://newsramp.com/curated-news/fwd-group-triples-net-profit-to-172m-in-h1-2026/1262dfb51a65dfb988b4478467a3b2e5"}, {"feed_item_id": 37683, "prhash_id": "7f8fa49e4064f2b026ab7327e4c58e91", "headline": "Commercial Auto Accidents Cost Small Businesses $5,725 on Average", "content": "        <article>        <h1>Commercial Auto Accidents Cost Small Businesses $5,725 on Average</h1>        <img src='https://cdn.newsramp.app/banners/insurance-7.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Commercial Auto Accidents Cost Small Businesses $5,725 on Average'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Businesses can reduce financial risk by reviewing commercial auto policies to avoid average $5,725 accident costs.</li>            <li>Commercial auto insurance includes liability, collision, comprehensive, and uninsured motorist coverages, each addressing specific accident scenarios.</li>            <li>Proper commercial auto coverage helps small businesses recover from accidents, protecting jobs and customer service continuity.</li>            <li>42% of small businesses with commercial vehicles reported an auto incident in the past year, highlighting a common risk.</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because it highlights a significant financial risk for small businesses that rely on commercial vehicles. With 42% experiencing auto-related incidents, the average cost of nearly $6,000 per accident can be a major burden for small companies. Understanding the importance of adequate commercial auto insurance and regularly reviewing coverage can help businesses protect themselves from unexpected expenses and operational disruptions, ensuring they can continue to serve customers and grow.</p>        <h2>Summary</h2>        <p><p>For contractors, service companies, and other businesses that rely on vehicles for their daily operations, the company truck or van has become a mobile office. New survey data from Pie Insurance's 2025 State of Workplace Safety Report reveals that 42% of surveyed businesses with commercial vehicles experienced an auto-related incident in the past year, with average out-of-pocket costs reaching $5,725 per accident. The survey, conducted by YouGov among 1,018 U.S. small-business owners and decision-makers, underscores the financial impact of commercial auto accidents.</p><p>Inter Insurance Agency highlights the importance of reviewing commercial auto insurance coverage in light of these findings. Tim Derham of the agency notes that for many small businesses, the work vehicle is not just transportation but a crucial asset for completing jobs and serving customers. When an accident occurs, businesses face not only repair costs but also potential lost work time, interrupted jobs, and liability exposure. Commercial auto insurance policies can provide various coverages, including liability, collision, comprehensive, and uninsured/underinsured motorist protection, each addressing different risks.</p><p>The agency recommends that businesses periodically review their policies, especially when adding vehicles, hiring new drivers, or changing vehicle usage. As Derham emphasizes, 'The important question is whether the coverage you purchased still reflects the business you're operating today.' With businesses evolving, insurance should keep pace. The full report, commissioned by Pie Insurance and conducted by YouGov, was fielded in January 2025. For more information, visit <a href='https://www.interinsurance.com' rel='nofollow'>Inter Insurance Agency</a>.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/7f8fa49e4064f2b026ab7327e4c58e91.37683.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/7f8fa49e4064f2b026ab7327e4c58e91.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://24-7pressrelease.com'>24-7 Press Release</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/24-7PressRelease/en/survey-finds-42-of-small-businesses-with-commercial-vehicles-reported-auto-incidents/7f8fa49e4064f2b026ab7327e4c58e91'>Commercial Auto Accidents Cost Small Businesses $5,725 on Average.</a></p></div>        </article>    ", "published": "2026-08-26T07:00:00+00:00", "audio_release": "https://cdn.newsramp.net/audio/7f8fa49e4064f2b026ab7327e4c58e91.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/7f8fa49e4064f2b026ab7327e4c58e91.webp", "enclosure": "https://cdn.newsramp.app/banners/insurance-7.jpg", "site_handle": "24-7PressRelease", "seo_description": "Discover the financial impact of commercial auto accidents on small businesses. Learn why reviewing your commercial auto insurance is crucial to protect your operations.", "newsramp_curated": "https://newsramp.com/curated-news/commercial-auto-accidents-cost-small-businesses-5725-on-average/7f8fa49e4064f2b026ab7327e4c58e91"}, {"feed_item_id": 37630, "prhash_id": "049b3d9a1fd3e3d6f2fbba35c1ee9a88", "headline": "Why the First 90 Days After Buying a Home Are the Riskiest", "content": "        <article>        <h1>Why the First 90 Days After Buying a Home Are the Riskiest</h1>        <img src='https://cdn.newsramp.app/keycrew/newsimage/049b3d9a1fd3e3d6f2fbba35c1ee9a88.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Why the First 90 Days After Buying a Home Are the Riskiest'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Armadillo's data shows first-time buyers face highest system failures in 90 days post-move, so get coverage early to avoid costly surprises.</li>            <li>Armadillo's claims data reveals HVAC, water heaters, and plumbing fail most within 90 days of move-in, often due to idle systems and inspection limitations.</li>            <li>Armadillo's home warranty removes financial shock for first-time buyers, protecting their savings and ensuring homeownership remains a positive step.</li>            <li>Did you know most home system failures happen within 90 days of moving in? Armadillo's data highlights this surprising trend for new homeowners.</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because it highlights a critical, often overlooked risk for first-time homebuyers: the high probability of major system failures within the first three months of ownership, right when finances are tightest. Understanding this risk empowers buyers to take preventive measures, such as thorough inspection review and investing in a reliable home warranty like Armadillo, to avoid devastating out-of-pocket expenses and financial strain during an already stressful transition.</p>        <h2>Summary</h2>        <p><p>Most first-time buyers spend months preparing for closing day, but the real challenge often begins after the keys are handed over. According to <a href='https://www.armadillo.one' rel='noopener noreferrer'>Armadillo</a>, a modern home warranty company, the first 90 days after move-in see the highest rate of system failures, including HVAC, plumbing, and water heater issues. This timing is no coincidence: homes that have been vacant may have systems that sat idle and then fail under the stress of a new household's full usage. The financial impact is severe, as buyers who have just emptied their savings on a down payment must also handle their first mortgage, utilities, and moving costs, making an unexpected $10,000 HVAC replacement or $2,000 water heater failure particularly devastating.</p><p>Home inspections are essential but have limitations. Inspectors cannot test heating in summer or cooling in winter, and they cannot simulate a year of wear. Matan Slagter, founder and CEO of Armadillo, emphasizes that if a system fails after move-in and was not flagged in the inspection report, it is reasonable to assume the buyer could not have known, and coverage applies. However, the most common dispute arises when buyers overlook documented issues in their inspection reports. Therefore, buyers must read the full report, not just the summary, and ensure any flagged items are repaired or documented before purchasing a warranty.</p><p>Armadillo's claims data reveal that HVAC, water heaters, and plumbing are the top failure points in the first months. A home warranty does not prevent breakdowns, but it removes the financial shock. Armadillo stands out by offering a customer-choice technician model, allowing homeowners to use their own trusted repair professionals, as detailed on <a href='http://armadillo.one' rel='noopener noreferrer'>armadillo.one</a>. This flexibility, combined with a 4.7-star Google rating, makes it a reliable option in an industry often criticized. For first-time buyers, a few hundred dollars in annual coverage can protect against a five-figure repair bill when savings are already stretched thin.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/049b3d9a1fd3e3d6f2fbba35c1ee9a88.37630.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/049b3d9a1fd3e3d6f2fbba35c1ee9a88.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://keycrew.co'>Keycrew.co</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/keycrew/en//049b3d9a1fd3e3d6f2fbba35c1ee9a88'>Why the First 90 Days After Buying a Home Are the Riskiest.</a></p></div>        </article>    ", "published": "2026-08-24T21:35:03+00:00", "audio_release": "https://cdn.newsramp.net/audio/049b3d9a1fd3e3d6f2fbba35c1ee9a88.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/049b3d9a1fd3e3d6f2fbba35c1ee9a88.webp", "enclosure": "https://cdn.newsramp.app/keycrew/newsimage/049b3d9a1fd3e3d6f2fbba35c1ee9a88.jpg", "site_handle": "keycrew", "seo_description": "Learn why the first 90 days after buying a home see the most HVAC, plumbing, and water heater failures. Armadillo home warranty offers flexible coverage to protect your savings.", "newsramp_curated": "https://newsramp.com/curated-news/why-the-first-90-days-after-buying-a-home-are-the-riskiest/049b3d9a1fd3e3d6f2fbba35c1ee9a88"}, {"feed_item_id": 37861, "prhash_id": "6765829c4cfdc1b0da8a4bef9b3c3ff8", "headline": "Simple ER Seating Fix Cuts Wait Times and Could Lower Costs", "content": "        <article>        <h1>Simple ER Seating Fix Cuts Wait Times and Could Lower Costs</h1>        <img src='https://cdn.newsramp.app/banners/health-wellness-4.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Simple ER Seating Fix Cuts Wait Times and Could Lower Costs'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Healthcare providers can reduce ER wait times and potentially lower insurance premiums by adopting seated treatment protocols.</li>            <li>A new study shows that treating selected ER patients while seated, instead of waiting for a bed, speeds up care.</li>            <li>Simple ER changes like seated treatment can improve patient experiences and reduce wait times for everyone.</li>            <li>ERs can cut wait times by treating patients in chairs, not just beds, according to a new study.</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because it presents a straightforward, evidence-based solution to a common problem: long wait times in emergency rooms. By implementing this simple fix, hospitals can improve patient satisfaction, reduce overcrowding, and potentially lower healthcare costs, which could lead to more affordable insurance premiums for everyone. It also highlights the importance of innovative thinking in healthcare to address systemic inefficiencies.</p>        <h2>Summary</h2>        <p><p>A new study has confirmed that a simple fix in the way patients are treated in emergency rooms (ERs) can speed up care and <a href='https://www.usnews.com/news/live-events/healthcare-of-tomorrow/articles/2026-08-19/how-hospitals-can-reduce-er-wait-times-without-adding-beds' rel='noreferrer noopener'>reduce the amount of time patients wait</a> before being attended to. The fix involves treating selected patients while they are seated instead of waiting for an ER bed to become available so they can be attended to. This approach, known as 'vertical flow' or 'treating in place,' has been shown to significantly cut wait times and improve patient flow without the need for additional beds or resources. The study highlights a practical solution that could be implemented in hospitals across the country to alleviate overcrowding and enhance the overall patient experience.</p><p>If more solutions like this could be found within the health care sector, the beneficial effects could possibly trickle down and eventually result in lower premiums being charged by health insurance providers like <a href='https://www.biomedwire.com/clients/astiva-health/' rel='noreferrer noopener'>Astiva Health</a>. By reducing the time patients spend in the ER, hospitals can lower operational costs, which may translate into savings for insurers and ultimately for consumers. This is particularly relevant as healthcare costs continue to rise, and any innovation that can improve efficiency and reduce waste is welcome.</p><p>The news release comes from BioMedWire, a specialized communications platform focused on the latest developments in the biotechnology, biomedical, and life sciences sectors. BioMedWire is part of the Dynamic Brand Portfolio at IBN, which offers a range of services including press release distribution, editorial syndication, and social media outreach. This study underscores the importance of continuous improvement in healthcare delivery, and the potential for such changes to have a ripple effect on the entire industry.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/6765829c4cfdc1b0da8a4bef9b3c3ff8.37861.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/6765829c4cfdc1b0da8a4bef9b3c3ff8.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://investorbrandnetwork.com'>InvestorBrandNetwork (IBN)</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/ibn/en//6765829c4cfdc1b0da8a4bef9b3c3ff8'>Simple ER Seating Fix Cuts Wait Times and Could Lower Costs.</a></p></div>        </article>    ", "published": "2026-08-21T14:05:00+00:00", "audio_release": "https://cdn.newsramp.net/audio/6765829c4cfdc1b0da8a4bef9b3c3ff8.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/6765829c4cfdc1b0da8a4bef9b3c3ff8.webp", "enclosure": "https://cdn.newsramp.app/banners/health-wellness-4.jpg", "site_handle": "ibn", "seo_description": "New study shows treating ER patients while seated reduces wait times, improves care, and may lower health insurance premiums. Learn about this simple fix and its potential impact.", "newsramp_curated": "https://newsramp.com/curated-news/simple-er-seating-fix-cuts-wait-times-and-could-lower-costs/6765829c4cfdc1b0da8a4bef9b3c3ff8"}, {"feed_item_id": 37212, "prhash_id": "7ade44580c4ae98c45f51415a2fe5b70", "headline": "FWD Group Marks 13 Years with 13,000+ Community Grants Across Asia", "content": "        <article>        <h1>FWD Group Marks 13 Years with 13,000+ Community Grants Across Asia</h1>        <img src='https://cdn.newsramp.app/banners/non-profit-1.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='FWD Group Marks 13 Years with 13,000+ Community Grants Across Asia'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>FWD Group's 13th anniversary grants boost its brand and ESG standing, potentially attracting investors and customers.</li>            <li>FWD Group allocated 13 grants across 10 Asian markets to support programs in financial literacy, health, and community recovery.</li>            <li>FWD Group's grants will benefit over 13,000 people, including children, youth, and families, fostering resilience and inclusion.</li>            <li>FWD Group celebrates 13 years with grants supporting everything from football clinics for the visually impaired to computer labs for flood-affected schools.</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because it highlights how a major insurance corporation is leveraging its resources to address pressing social issues such as financial literacy, education, health, and disaster recovery across Asia. For readers, it underscores the growing role of corporations in community development, and for beneficiaries, it represents tangible support that can improve lives. It also sets a precedent for other companies to follow, showing that business success can be coupled with social responsibility.</p>        <h2>Summary</h2>        <p><p>FWD Group Holdings Limited (\u201cFWD Group\u201d or \u201cFWD\u201d) celebrated its 13th anniversary by announcing charitable grants that will benefit more than 13,000 people across Asia. The company, established in 2013 with a mission to transform the life insurance industry, has grown from its initial operations in Hong Kong SAR, Macau SAR, and Thailand into a pan-Asian life and health insurer serving millions across 10 markets. In July 2025, FWD Group achieved a major milestone with its listing on the Hong Kong Stock Exchange under the stock code 1828.</p><p>The 13 grants will support initiatives in financial literacy, career readiness, entrepreneurship, health and wellbeing, and community recovery. Key programs include extending the JA SparktheDream Wellness Programme with Junior Achievement Hong Kong to equip 2,600 primary school students with essential skills, and supporting recovery efforts for the Tai Po fire through football-based programs with Save the Children Hong Kong and psychosocial support with Plan International Hong Kong. In Cambodia, JCI Mekong will provide financial education to 200 young people, while in Indonesia, KUMPUL will empower 10 female entrepreneurs through InnovateHer Academy 4.0. Japan will see football clinics for visually impaired individuals with Hands On Tokyo, and Malaysia will benefit from health and financial literacy workshops for 170 low-income families via GivingHub. In the Philippines, Junior Achievement will help 100 university students transition to the workforce, and Singapore's Club Rainbow will host a carnival for children with chronic illnesses. Thailand will extend career readiness scholarships with Pimali Foundation and expand JA SparktheDream with Junior Achievement Thailand. Vietnam will see financial literacy workshops for 800 students and 76 computers provided to schools in Khanh Hoa Province through Little Roses Foundation.</p><p>Huynh Thanh Phong, Group Chief Executive Officer and Executive Director of FWD Group, emphasized that these grants reflect the company's commitment to supporting communities. He stated, 'At FWD Group, changing the way people feel about insurance is about much more than looking after our customers \u2013 it\u2019s also about supporting the communities where we operate. These 13 grants are a meaningful way to give back to the people and places that have been part of our journey.' The initiatives also incorporate employee volunteering, bringing FWD's caring value to life. For more details, visit <a href='http://www.fwd.com/'>www.fwd.com</a>.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/7ade44580c4ae98c45f51415a2fe5b70.37212.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/7ade44580c4ae98c45f51415a2fe5b70.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://www.newmediawire.com'>NewMediaWire</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/newmediawire/en/fwd-group-marks-13-years-with-charitable-grants-benefitting-over-13-000-people-across-asia-7088547/7ade44580c4ae98c45f51415a2fe5b70'>FWD Group Marks 13 Years with 13,000+ Community Grants Across Asia.</a></p></div>        </article>    ", "published": "2026-08-14T11:28:13+00:00", "audio_release": "https://cdn.newsramp.net/audio/7ade44580c4ae98c45f51415a2fe5b70.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/7ade44580c4ae98c45f51415a2fe5b70.webp", "enclosure": "https://cdn.newsramp.app/banners/non-profit-1.jpg", "site_handle": "newmediawire", "seo_description": "FWD Group celebrates 13 years by granting support to over 13,000 people in Asia, focusing on financial literacy, health, and community recovery.", "newsramp_curated": "https://newsramp.com/curated-news/fwd-group-marks-13-years-with-13000-community-grants-across-asia/7ade44580c4ae98c45f51415a2fe5b70"}, {"feed_item_id": 37186, "prhash_id": "4d046c1cd66d2a8995c592554584783d", "headline": "Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Guards", "content": "        <article>        <h1>Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Guards</h1>        <img src='https://cdn.newsramp.app/banners/business-corporate-8.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Guards'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Wrap Technologies partners with XINSURANCE to launch certified Safe Response Program, expanding market to 1.28 million security guards.</li>            <li>The program sets standards for training, equipment, and response, with WRAP owning certification and XINSURANCE handling insurance, leveraging the ATF ruling.</li>            <li>This partnership promotes safer security encounters through non-lethal tools like BolaWrap, reducing injury risks for guards and civilians.</li>            <li>BolaWrap 150, now cleared by ATF as non-firearm, uses a multi-sensory distraction and restraint, used in 60 countries.</li>        </ul>        <h2>Why it Matters</h2>        <p>This partnership is significant because it introduces a certified standard for security personnel that could enhance safety across numerous industries. The BolaWrap 150 offers a non-lethal tool that can de-escalate situations without causing injury, potentially reducing liability and improving outcomes in encounters. For the 1.28 million security guards in the U.S., this program provides a structured framework for training and equipment, which could lead to fewer injuries and better handling of confrontations. The ATF ruling clears the way for broader adoption, and the program's insurance component helps manage risk for organizations. As public concern over excessive force grows, this initiative offers a proactive approach to security that prioritizes safety and accountability.</p>        <h2>Summary</h2>        <p><p>Wrap Technologies (NASDAQ: WRAP) and XINSURANCE have announced a strategic partnership to develop the WRAP Safe Response Program, a certified operating standard for organizations employing or contracting security personnel. The program aims to establish a documented standard for training, equipment, and response before encounters escalate, targeting a U.S. workforce of approximately 1.28 million security guards across various sectors. This initiative follows the June 15 Bureau of Alcohol, Tobacco, Firearms and Explosives ruling that classified the BolaWrap(R) 150 as neither a firearm under the Gun Control Act nor a weapon under the National Firearms Act, removing a federal barrier to its use as an early intervention option for unarmed security personnel.</p><p>Under the partnership, WRAP will own, certify, and audit the Safe Response standard, while organizations can adopt it for their own security operations and require contracted security providers to certify personnel under the program. XINSURANCE will handle insurance activities including product design, underwriting, pricing, placement, policy servicing, and claims. The model expands WRAP's addressable market beyond law enforcement by enabling enterprises to establish the standard across their properties and contracted security operations. WRAP's portfolio includes the non-lethal BolaWrap(R) 150, Wrap Reality(R) immersive training platform, WrapVision(TM) body-worn camera system, and other public safety technologies. The BolaWrap(R) 150 is used by over 1,000 agencies in the U.S. and 60 countries, and is backed by training certified by the International Association of Directors of Law Enforcement Standards and Training (IADLEST). To view the full press release, visit <a href='https://ibn.fm/lvlln' rel='noreferrer noopener'>https://ibn.fm/lvlln</a>.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/4d046c1cd66d2a8995c592554584783d.37186.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/4d046c1cd66d2a8995c592554584783d.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://www.newmediawire.com'>NewMediaWire</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/newmediawire/en/wrap-technologies-wrap-partners-with-xinsurance-to-launch-safe-response-program-for-private-security-market-7088507/4d046c1cd66d2a8995c592554584783d'>Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Guards.</a></p></div>        </article>    ", "published": "2026-08-13T19:30:00+00:00", "audio_release": "https://cdn.newsramp.net/audio/4d046c1cd66d2a8995c592554584783d.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/4d046c1cd66d2a8995c592554584783d.webp", "enclosure": "https://cdn.newsramp.app/banners/business-corporate-8.jpg", "site_handle": "newmediawire", "seo_description": "Wrap Technologies partners with XINSURANCE to launch WRAP Safe Response Program, a certified standard for security personnel using BolaWrap 150 non-lethal device.", "newsramp_curated": "https://newsramp.com/curated-news/wrap-technologies-and-xinsurance-launch-safe-response-program-for-security-guards/4d046c1cd66d2a8995c592554584783d"}, {"feed_item_id": 37148, "prhash_id": "5284cd3b486623733ff11990fb754d21", "headline": "Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Personnel", "content": "        <article>        <h1>Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Personnel</h1>        <img src='https://cdn.newsramp.app/banners/technology-7.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Personnel'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Wrap Technologies expands beyond law enforcement with certified Safe Response standard, targeting 1.28 million security guards, creating new market opportunities.</li>            <li>Wrap and XINSURANCE partner to develop WRAP Safe Response Program, a certified standard for training, equipment, and response, with WRAP owning and auditing it.</li>            <li>The BolaWrap 150 provides non-lethal early intervention for security personnel, reducing injury risks and improving safety in public spaces.</li>            <li>BolaWrap 150, not a firearm per ATF, deploys a multi-sensory distraction and restraint to de-escalate incidents before force is needed.</li>        </ul>        <h2>Why it Matters</h2>        <p>This partnership could revolutionize security operations by establishing a certified standard that integrates non-lethal tools like the BolaWrap into private security, potentially reducing injuries and liability. For the 1.28 million security guards in the U.S., it offers a safer alternative to firearms, while for enterprises, it provides a framework to mitigate risks and standardize training. The ATF ruling clears the path for broader adoption, signaling a shift toward less-lethal options in civilian security.</p>        <h2>Summary</h2>        <p><p>Wrap Technologies (NASDAQ: WRAP) and XINSURANCE have announced a strategic partnership to develop the WRAP Safe Response Program, a certified operating standard for organizations employing or contracting security personnel. This initiative targets a U.S. workforce of approximately 1.28 million security guards across various sectors, including corporations, healthcare, schools, retail, hospitality, transportation, and critical infrastructure. The program aims to establish a documented standard for training, equipment, and response protocols to prevent escalation, particularly following the June 15 Bureau of Alcohol, Tobacco, Firearms and Explosives ruling that classified the BolaWrap 150 as neither a firearm nor a weapon, removing federal barriers to its use by unarmed security personnel.</p><p>Under the partnership, WRAP will own, certify, and audit the Safe Response standard, while organizations can adopt it for their own security operations and require contracted providers to certify personnel. XINSURANCE will handle insurance activities, including product design, underwriting, pricing, and claims. This model expands WRAP's market beyond law enforcement, enabling enterprises to establish the standard across their properties. The full press release is available at <a href='https://ibn.fm/lvlln' rel='noreferrer noopener'>https://ibn.fm/lvlln</a>. WRAP, a global leader in public safety technologies, offers a portfolio including the BolaWrap 150, Wrap Reality VR training, WrapVision body-worn cameras, and next-generation C-UAS solutions, all aimed at providing safer, scalable, and cost-effective technologies for public safety, defense, and critical infrastructure markets.</p><p>For more information, visit the company's newsroom at <a href='https://ibn.fm/WRAP' rel='noreferrer noopener'>https://ibn.fm/WRAP</a>. TechMediaWire, a specialized communications platform, is one of 75+ brands within the Dynamic Brand Portfolio @ IBN, delivering wire solutions, editorial syndication, and social media distribution to enhance brand awareness.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/5284cd3b486623733ff11990fb754d21.37148.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/5284cd3b486623733ff11990fb754d21.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://investorbrandnetwork.com'>InvestorBrandNetwork (IBN)</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/ibn/en//5284cd3b486623733ff11990fb754d21'>Wrap Technologies and XINSURANCE Launch Safe Response Program for Security Personnel.</a></p></div>        </article>    ", "published": "2026-08-13T13:52:40+00:00", "audio_release": "https://cdn.newsramp.net/audio/5284cd3b486623733ff11990fb754d21.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/5284cd3b486623733ff11990fb754d21.webp", "enclosure": "https://cdn.newsramp.app/banners/technology-7.jpg", "site_handle": "ibn", "seo_description": "Wrap Technologies and XINSURANCE partner to launch WRAP Safe Response Program, a certified standard for security personnel using non-lethal tools like BolaWrap, after ATF ruling. Learn more.", "newsramp_curated": "https://newsramp.com/curated-news/wrap-technologies-and-xinsurance-launch-safe-response-program-for-security-personnel/5284cd3b486623733ff11990fb754d21"}, {"feed_item_id": 37057, "prhash_id": "e8426f0e9453a7149af1d94ebde2c8b6", "headline": "Inter-Insurance Agency Promotes Online Defensive Driving Course for Safety and Savings", "content": "        <article>        <h1>Inter-Insurance Agency Promotes Online Defensive Driving Course for Safety and Savings</h1>        <img src='https://cdn.newsramp.app/banners/education-6.jpg' style='width:80%; display: block; margin-left: auto; margin-right: auto; margin-top:1rem; margin-bottom:1rem;' alt='Inter-Insurance Agency Promotes Online Defensive Driving Course for Safety and Savings'/>        <h2>Key Takeaways (TLDR)</h2>        <ul>            <li>Complete IMPROV's online defensive driving course to potentially lower insurance premiums and gain a competitive edge on the road.</li>            <li>IMPROV's online course teaches hazard recognition, distracted driving awareness, and safe following distances, completed at your own pace.</li>            <li>Inter-Insurance Agency promotes safer roads by making defensive driving education accessible, helping drivers protect themselves and others.</li>            <li>Did you know that completing an online defensive driving course can refresh your skills and may reduce your insurance costs?</li>        </ul>        <h2>Why it Matters</h2>        <p>This news matters because it highlights a practical, accessible way for drivers to improve their safety on the road while potentially saving money on insurance premiums. In an era of increasing distractions and evolving road conditions, ongoing education is crucial. By taking advantage of online defensive driving courses, drivers can reduce their risk of accidents, which not only protects themselves and others but can also lead to lower insurance costs. For consumers, this represents a win-win opportunity: enhancing driving skills and financial benefits. For the insurance industry, promoting such courses can contribute to reducing claims and fostering a culture of responsible driving. As state regulations vary, it's essential for drivers to check with their providers to see if they qualify, making this a relevant and actionable piece of news for many motorists.</p>        <h2>Summary</h2>        <p><p>Inter-Insurance Agency, based in Jericho, NY, is encouraging eligible drivers to take an approved online defensive driving course through IMPROV Learning. The course is designed to enhance safe driving habits and may qualify participants for insurance premium discounts where permitted by state regulations. Available entirely online, the program allows drivers to complete the training at their own pace from any location, making it a convenient option for busy individuals.</p><p>The curriculum covers essential defensive driving principles, including hazard recognition, distracted driving awareness, maintaining safe following distances, handling adverse weather conditions, and strategies to avoid collisions. By completing the course, drivers can refresh their skills and build confidence behind the wheel, potentially reducing their insurance costs. Tim Derham, President of Inter-Insurance Agency, emphasized the benefits, stating, 'Safe driving benefits everyone on the road. Programs like the online defensive driving course through IMPROV make it easy for drivers to refresh their skills, build confidence behind the wheel, and potentially reduce their insurance costs at the same time.'</p><p>Inter-Insurance Agency advises customers to consult with a licensed insurance professional to determine if they qualify for discounts based on their individual policy and state guidelines. The agency is committed to promoting ongoing driver education as a simple way to become safer, more informed motorists. For more information about the online defensive driving course or to explore insurance solutions, contact <a href='https://www.interinsurance.com/contact' rel='nofollow'>Inter-Insurance Agency</a> or visit the agency's <a href='https://www.interinsurance.com' rel='nofollow'>website</a>.</p></p>        <div><a href='https://newsramp.com/blockchain/txn_detail/e8426f0e9453a7149af1d94ebde2c8b6.37057.bcuuid 'style='display: flex; align-items: flex-start;'><img src='https://cdn.newsramp.net/qrcode/e8426f0e9453a7149af1d94ebde2c8b6.webp' class='newsramp-qrcode' style='width: 200px; max-width: 300px; margin-bottom: 25px;'  alt='Blockchain Registration, Verification & Enhancement provided by NewsRamp\u2122'/></a><p>This news story relied on content distributed by <a href='https://24-7pressrelease.com'>24-7 Press Release</a>.  Blockchain Registration, Verification &amp; Enhancement provided by <a href='https://newsramp.com'>NewsRamp\u2122.</a> The source URL for this press release is <a href='https://newsramp.com/news/24-7PressRelease/en/inter-insurance-agency-highlights-online-defensive-driving-course-to-help-drivers-improve-safety-and-save-on-insurance/e8426f0e9453a7149af1d94ebde2c8b6'>Inter-Insurance Agency Promotes Online Defensive Driving Course for Safety and Savings.</a></p></div>        </article>    ", "published": "2026-08-12T07:00:00+00:00", "audio_release": "https://cdn.newsramp.net/audio/e8426f0e9453a7149af1d94ebde2c8b6.mp3", "blockchain_qrcode": "https://cdn.newsramp.net/qrcode/e8426f0e9453a7149af1d94ebde2c8b6.webp", "enclosure": "https://cdn.newsramp.app/banners/education-6.jpg", "site_handle": "24-7PressRelease", "seo_description": "Inter-Insurance Agency encourages drivers to take an online defensive driving course with IMPROV Learning to improve safety and potentially lower insurance premiums. Learn more.", "newsramp_curated": "https://newsramp.com/curated-news/inter-insurance-agency-promotes-online-defensive-driving-course-for-safety-and-savings/e8426f0e9453a7149af1d94ebde2c8b6"}]}